The Indian real estate market has always been a tale of two distinct journeys—affordable housing, which caters to the aspirations of the middle class, and premium housing, which fulfills the luxury dreams of high-income buyers. As we move deeper into 2025, both segments present unique opportunities, but the big question remains: Which one will dominate the real estate landscape this year? In this...
Home Loan Pre-approval Banks, financial institutions, and small financing firms in India offer different types of home loans to buyers and investors. One of the most attractive options is the pre-approved home loan. Financial institutions offer this type of loan to individuals who maintain a healthy CIBIL score. People with strong financial status and ethical buying behavior often receive pre-approved...
Online Property Portals Over the past many years, we noticed several fraud cases in the sale and purchase of real estate properties in India. Even today, many such cases still wait for court judgments. To address this, the RERA (Real Estate Regulatory Authority) Act regulates the Indian real estate market and therefore controls misleading and fraudulent activities. The state governments encouraged...
When it comes to buying a dream home, most buyers focus on the flat’s size, design, and amenities. These are important, but one of the most crucial overlooked aspects of property ownership in India is the Possession Certificate (PC) and its alignment with RERA compliance. Ignoring these documents can lead to legal hassles, financial risks, and even the loss of your hard-earned investment. This blog...
GST is also known as Goods & Services Tax. It came into existence on 1st July 2017. The major purpose of applying GST in India was to replace the old taxes and rules, such as Service Tax, Central Excise Duty, VAT, and Entertainment Tax. Being a unified tax mechanism, it has improved the taxation system in the country. It has also cleared the picture of the applied taxes on the trade of various goods...
The real estate market in North India is evolving rapidly, and Zirakpur has emerged as one of the most sought-after destinations for both homebuyers and investors. Located strategically near Chandigarh, Panchkula, and Mohali, Zirakpur is witnessing an unprecedented boom in residential projects. Among the most popular choices, 3 BHK flats in Zirakpur stand out as the smartest real estate investment...
Haryana has emerged as one of India’s fastest-growing real estate markets, and a key driver of this growth is the Smart Cities Mission. With cities like Gurugram, Faridabad, Karnal, and Panipat identified under the initiative, the transformation is not only technological but also infrastructural, environmental, and economic. For buyers, investors, and developers, this shift is creating a new wave of...
The Indian real estate market has always been one of the most complex sectors when it comes to taxation. Between stamp duty, registration charges, service tax (before GST), and various state-level levies, buyers often found it difficult to calculate the “all-inclusive” price of a property. However, with the introduction of the Goods and Services Tax (GST) in 2017, there was a shift towards a more...
Buying property is one of the most important financial decisions a person can make. In today’s digital age, most buyers start their journey on an online property portal. These platforms have simplified the search process, allowing you to browse through hundreds of listings, compare prices, and explore locations from the comfort of your home. However, while portals provide convenience, the responsibility...
The Government of Haryana has launched the Mukhyamantri Awas Yojana to provide affordable housing solutions for both rural (Gramin) and urban (Shehri) residents of the state. This initiative is aligned with the vision of “Housing for All” and ensures that economically weaker sections (EWS), low-income groups (LIG), and even middle-income families can own a home with government-backed support. In...