Today, we all live in a modern society with a nuclear family system. People in developed cities have accommodated themselves living in spacious 2BHK flats with all the latest amenities and features. You can find different types of flats available on a quality Indian Property Portal. You can invest in 2BHK flats considering demographic factors, location preferences, proximity to essential things, quality space, latest amenities, features, and other services.
Ready-To-Move 2BHK Flats
Ready-to-move 2BHK flats are the most convenient property options available for immediate residential settlement. Many developers offer ready-to-move affordable flats to buyers and investors with quality construction and the latest infrastructure. The two-bedroom apartment provides enough space to accommodate small families. Being an affordable option, it also fits in your budget.
Under Consideration 2BHK Flats
The under-construction 2BHK flats are sold with a promise of timely delivery of possession. These real estate options are budget-friendly. The biggest advantage of these types of flats is that you can get things customized before taking the final handover. However, additional costs over and above the deal price can be expected.
Which 2BHK Flats Are Better For You?
Buyers and investors often get confused about the type of 2BHK flats they should invest in. It may be due to a lack of knowledge, market exposure, and experience. In this informative, we will discuss various factors responsible for having an impact on your flat purchase decision. You can find quality 2BHK flats for sale under your budget with the help of these factors.
- Cost
Ready-to-move 2BHK flats are available at an offered market price. You can negotiate the final purchase deal. However, the under-construction 2BHK flats can be bought for a lower price.
It might involve some additional cost later, but it is a convenient property option. You can always work out a viable budget to set your parameters and finances that you can manage.
The price of ready-to-move flats reflects the cost of the actual final product. Whereas, the final price for under-construction flats may vary due to variation in the final product delivered.
- Customisation Options
The under-construction 2BHK flats offer customization options to buyers and investors. You can customise the property as per your preferences and requirements. However, the basic construction plan sanctioned by the government can’t be changed or modified. On the other hand, no customization options are available in the case of ready-to-move 2BHK flats. Although, you can make further alterations at your own cost.

- Expected Changes In The Final Product
There will be no changes in the finally delivered product if you are investing in the ready-to-move 2BHK flats as you directly purchase the final product. You can make changes later based on your personal needs, bearing the cost involved. Whereas, you can expect variations in the under-construction 2BHK flats at the time of possession. Thus, one must consider all the factors before buying a property.
- Flexibility In Payment Plans
If you are willing to buy any under-construction flat, you can expect flexible payment plans as the delivery of the final product is futuristic. However, you may find less flexible payment plans in case of ready-to-move flats. Therefore, it is necessary to consider your payment methods and plans before making any final purchase decision.
- GST Implications
You don’t need to pay GST on the purchase of any type of ready-to-move 2BHK flats, as GST is not applicable on them. However, you have to pay GST on the purchase of any under-construction 2BHK flats. Different types of GST apply to the construction of a property and the purchase of raw materials. Therefore, it is better to consider this factor for a smart investment.
- Home Loan Criteria
Banks and financial institutions approve home loans easily for the purchase of a ready-to-move 2BHK Flat after the cross-verification of all the required documents and physical property. However, the bank’s investigation process may take longer to verify the under-construction 2BHK flats, and give approval for the home loan. A relative risk is associated with the purchase of an under-construction property.
- Involved Risk
There might be a risk involved in the purchase of under-construction 2BHK flats. As we have already discussed above that there might be variations in the final product. Sometimes builders hold or stop the construction process due to negative financial status. However, there is no risk involved if you invest in the ready-to-move 2BHK flats. The only loss you can expect is the poor construction quality.
- Market Value
If you consider the stable market value as a major factor for your property purchase decision, buying a ready-to-move 2BHK flat would be a smart option, as the market value for such properties stays stable, and you can expect an increase in the value of your property as the real estate market improves. However, the market value for the under-construction 2BHK flats may fluctuate due to the risk of delayed possession.
- Possession Status
You get immediate possession after the property registration process if you buy or invest in any ready-to-move flats. The final product is ready to sell, and you can immediately move into your new property. However, in case of any under-construction flats, possession status remains uncertain and futuristic. Buyer gets possession only after the completion of the project.
- Rental Income
The biggest advantage of buying a ready-to-move 2BHK flat is that you can rent out your property immediately after getting the registration process completed. Your property starts giving you a regular rental income. However, it is not possible to rent out any under-construction flat unless the product is ready and handed over.
Conclusion
If you consider the advice of an industry professional use the best indian real estate property portal, you should invest in the ready-to-move 2BHK flats. It allows you to own a property immediately, you can experience the actual product before buying it, and you can further rent it out immediately. However, the under-construction 2BHK flats are more affordable and convenient to purchase. And you can get it customized before taking the final possession of the product. Get in touch with our experts if you are planning to invest in the 2BHK flats.