In India, taking a loan against property (LAP) can be a powerful financial tool—not just to unlock liquidity but also potentially to reduce your taxable income. However, the tax benefits depend heavily on how you use the loan and which sections of the Income Tax Act apply. With recent updates in tax laws, it’s critical to stay informed. In this guide, we explain the latest rules, eligibility, and how...
The real estate market in India is vast and constantly evolving, with many buyers investing in properties that seem perfect at first glance. However, one crucial detail often overlooked by homebuyers is the carpet area. More specifically, the RERA carpet area as mandated by the Real Estate (Regulation and Development) Act, 2016 (RERA). When you're purchasing a property, especially a 3 BHK flat, it's...
Property tax is an important aspect of property ownership, as it is a recurring cost for homeowners, business owners, and industrialists. In Haryana, property tax is levied on various types of properties, including residential, commercial, and industrial. The state government regularly updates tax rates, and it’s crucial for property owners to stay informed about the latest property tax slabs to avoid...
When it comes to buying your dream home, one of the first things banks and housing finance institutions consider is your credit score. In today’s digital-first era, most people explore their options through a Property Portal before approaching lenders. These portals not only showcase flats, plots, and villas but also integrate tools like the Home Loan Eligibility Calculator—and here, your credit score...
The concept of Aerotropolis—an urban development centered around airports—has gained global momentum over the last two decades. From Dubai to Singapore, the integration of aviation hubs with business parks, residential complexes, and logistics centers has redefined economic growth and urban planning. Punjab too is stepping into this futuristic model with the Aerotropolis project in Mohali, promising...
Online Property Portals Over the past many years, we noticed several fraud cases in the sale and purchase of real estate properties in India. Even today, many such cases still wait for court judgments. To address this, the RERA (Real Estate Regulatory Authority) Act regulates the Indian real estate market and therefore controls misleading and fraudulent activities. The state governments encouraged...
When it comes to buying a dream home, most buyers focus on the flat’s size, design, and amenities. These are important, but one of the most crucial overlooked aspects of property ownership in India is the Possession Certificate (PC) and its alignment with RERA compliance. Ignoring these documents can lead to legal hassles, financial risks, and even the loss of your hard-earned investment. This blog...
The real estate market in North India is evolving rapidly, and Zirakpur has emerged as one of the most sought-after destinations for both homebuyers and investors. Located strategically near Chandigarh, Panchkula, and Mohali, Zirakpur is witnessing an unprecedented boom in residential projects. Among the most popular choices, 3 BHK flats in Zirakpur stand out as the smartest real estate investment...
The real estate landscape of Punjab has been transforming rapidly over the last decade, with Mohali and Zirakpur emerging as the epicenters of growth. Traditionally overshadowed by Chandigarh, these two adjoining hubs are now at the forefront of commercial and residential development, attracting investors, businesses, and families alike. The blend of strategic location, evolving infrastructure, and strong...
In today’s fast-paced digital era, buying a home has become significantly easier thanks to the emergence of online property portal. Whether you're a first-time buyer looking for a cozy 2BHK flat, or an investor eyeing a premium 3 BHK flat, property portals offer unmatched convenience, transparency, and variety. With just a few clicks, you can explore thousands of listings, compare prices, inspect...